Your next boss move: How the RCBC Boz app can lead your business to success

Being your own boss means you’re in control. You can set your working hours and decide what’s best for your business. More importantly, you enjoy the unlimited potential to grow. But venturing into entrepreneurship isn’t always easy, especially when numbers are involved. 

It’s true, after all: power comes with responsibility, so your flexibility to set time, make decisions, and tap into endless potential will reflect in the overall financial health of your company. And it starts with how you manage your business finances. 

Running your business right the first time is a significant undertaking. But with careful planning, execution, and the right tools, you can turn your vision into reality. 

While you can brush up on a few modules and tutorial videos on the basics of business management, good thing there are financial management tools that you can easily integrate into your daily operations so that you can stay on top of your financial health. So how do you take control of your business finances? The RCBC Boz App holds the answers. 

RCBC Boz App, the key ingredient 

The RCBC Boz app is the newest mobile banking app designed to support budding entrepreneurs and small businesses. It’s a robust solution equipped with features that cover every aspect of financial management for your business which include, expense tracking, invoicing, disbursement and collection solutions from your suppliers and customers, and even payroll services. 

With its newest account opening feature, RCBC and non-RCBC clients can now open a new account directly from the mobile app which they can use solely for business, allowing users to manage their finances separately from their personal accounts. 

Together, these provide a better sense of direction and data-driven financial decisions. What more can a business owner need? 

All about the app: What business owners have to say finding common ground

Common Room is a shared retail and digital space for over 200 Filipino makers and artists, who make unique, locally made products. With store branches all over the metro, you would think that the two ladies behind it, Roma Agsunod and Maan Agsalud, had it all figured out from the beginning. But it was mistake after mistake when they first started 16 years ago. 

Managing their sales, funding, and other costs slowed things down, so they pivoted and realized that understanding numbers and conquering their fear of finances would help Common Room flourish—and it did! 

As the business grows, however, so should the tools and strategies required. In comes the RCBC Boz app, the ultimate game-changer for their changing business needs.

“You will know if it’s time to scale up your business if you know the numbers that you need to target,” Roma shares, “What’s nice about the Boz App is that hindi mo na kailangan na hulaan kung paano. Makikita mo na siya because naka-record siya for you. Weekly, monthly, yearly, you can see your numbers if you’re actually growing or baka naman lugi ka pala for the month.”

The best part is that the app is intuitive and so easy to use. Maan shares, “This app is so easy to use kasi sobrang dami niyang features specific to businesses like us. Mayroon siyang payroll system, may tracking siya ng mga expenses, and it even has like a weekly or monthly report, financial transactions, no, so it's super easy for you to face the numbers and do the math.”

Empowering beauty

For Rissa Mananquil Trillo, the RCBC Boz App also makes her day-to-day engagements easier. Although a Filipina extraordinaire, she recognizes that being a woman in the business world can be challenging, citing her experiences with Happy Skin. 

“There is this huge pressure to be great at both work and home, to combine professional success and commitment to family. That’s why the right partner is important,” Rissa shares, “Being able to achieve more as a woman can be as simple as having the right support system. It can come in the form of having a husband who’s supportive of the care work at home or it can come in the form of the right digital tools to make life easier.”

Rissa also highlights how user-friendly the app has been, “I’ve been using the RCBC Boz app for the past five months, and I think the main barrier people have when they use a business app is they think it’s difficult to use—but this one is not. The RCBC Boz app is your all-in-one SME app that provides you with everything you need to start a small business.”

A cookie-cutter approach 

Cy Ynares, the one-person team behind the Bald Baker, started his small business without plans. After quitting as a burnt-out advertising professional, he recalls randomly baking a big batch of cookies one day simply because he craved some. After handing the rest to his friends, word spread about the delectable recipe. As someone who hated numbers, though, growth meant facing his fears.

“When I started taking cookie orders, it was fairly easy in the beginning. I mean, I was only getting 10 to 15 cookie orders a week. But when I started getting 50 to 100 boxes on a weekly basis, I was so overwhelmed,” Cy recalls, “I did everything manually. I made the invoices one by one. I confirmed the payments one by one. I can’t begin to tell you guys how much doing all these tasks took out of my day!”

Now, he cites how aspiring business owners are incredibly lucky thanks to a seamless solution offered by RCBC: “For anyone who wants to start a business, life is truly so much simpler. With apps like RCBC Boz, you guys could literally automate the entire system.”

Drawing the fine line

Jim Bacarro, co-founder and CEO of Linya-Linya, recounts how their business began—not just with witty catchphrases but a multitude of financial mishaps. 

“We had minimal to no investment when we started. We were kids. We didn’t know what we were doing. We were winging it. Sales meant celebration, right? We were so wrong! We pulled out cash without thinking twice, and when it was time to pay our suppliers, our wallets were empty.”

And it was one misstep after another. They couldn’t see the financial picture clearly.

Jim sees the RCBC Boz app as the perfect business partner: “The RCBC Boz app is the financial sidekick we wish we had during those facepalm days. The Boz app is like a friend who’s got your back, ensuring that you don’t slip on the same financial banana peel twice. It's a serious help for turning financial jokes into smart business moves.”

Indulging the palate 

Marvin Agustin, actor, chef, and entrepreneur, has always been passionate about food. With several restaurants across the metro, Chef Marvin shares that growing in this chosen field isn’t always smooth sailing.

“Growing is a different skill set, team, and mindset from starting a business. Starting a business could be just yourself [or] a team, and it could be driven by passion and gut feeling. When you’re growing a business, you need proper tools, proper metrics, a proper team to handle the growth needed.”

And when it came to business decisions, Chef Marvin stressed the importance of knowing how to measure.

“ I [wish] I realized that even before I started growing my business because it’s a totally different way of doing things. You need to have proper metrics; you need to have proper indicators to monitor and measure performances so your team can work efficiently and your company can keep succeeding and growing.”

To him, all these are “just as important as opportunities.” With the RCBC Boz app, the opportunity is just within reach: “It can really help the entrepreneur monitor and measure the business in terms of financials. And even the operations because it has those tools to make the operations easier.”

These are just some of the successful business owners today raving about the Boz app, but there’s one more personality on the way. Stay tuned for updates on RCBC’s official Facebook page!

Whether it's tracking transactions, managing payroll, saving up for goals, or analyzing financial performance, the app provides entrepreneurs with the tools they need to thrive. With the RCBC Boz app, you have a business partner for life! 

What’s next? Your boss move—download the app and sign up now! 

• Android: https://bitly.ws/32m4h
• iOS: https://rb.gy/1cxzn4

***

Editor's note: BrandedUp is designed to provide you with insightful, inspiring, and educational content created by The Philippine STAR in collaboration with brands like RCBC.